Accidents, claims & recovery, explained

After the crash, get it on record.

CrashLedger explains what happens after a car accident, from the scene and the police report to insurance claims, injury settlements, repairs, and replacing a vehicle.

Our guides walk through the steps, deadlines, costs, and terms you will run into, so you can follow your claim and ask the right questions.

No articles found.

Written by 5 specialists in claims, injury law, and collision repair

First steps after a crash

Checklist
  1. 1 Make the scene safe Check for injuries, call 911 if anyone is hurt, and move out of traffic if you can.
  2. 2 Document everything Photos of the vehicles, the road, and the damage, plus witness names and numbers.
  3. 3 Exchange information Names, insurers, policy numbers, plates, and the police report number.
  4. 4 Notify your insurer Report the crash promptly, even if you think the other driver was at fault.
  5. 5 Get checked by a doctor Some injuries show up days later, and records matter for any injury claim.
  6. 6 Keep a claim ledger Every bill, receipt, call, and letter, with dates, in one place.

General information only. In an emergency, call 911.

New lessons are on the way

Our editors are preparing the first guides for this section. Check back soon.

Back to the homepage
How we work

Built like a well-kept claim file

Every guide lays out the steps, the deadlines, the costs, and the trade-offs so you can follow your case and make your own call.

  1. Researched

    Grounded in state insurance rules, public safety data, and established claims practice.

  2. Practical

    Real costs, checklists, and questions to ask your insurer, doctor, or repair shop.

  3. Independent

    Informational content only, never personalized legal, medical, or insurance advice.

Meet the team

Written by people who have worked the claims, the cases, and the repairs

Our editors bring hands-on experience in insurance claims, personal injury law, collision repair, and auto finance.

Meet the full team
Rachel Moreno Auto Insurance & Claims Analyst
Daniel Okafor Personal Injury & Legal Affairs Writer
Tom Brennan Collision Repair Specialist
Priya Nair Auto Finance & Consumer Credit Editor
Karen Walsh Road Safety & Accident Reporting Contributor